Monday, January 11, 2010

Mayo Clinic Testing Dumping Medicare

The world famous Mayo Clinic is piloting a program of refusing Medicare patients at their Scottsdale, Arizona clinic.  While technically not rejecting the patients, there are few on Medicare who can afford to pay their own way.  In other words, if you have Medicare as your only means of health insurance you are screwed.

This is something that has been coming for some time.  In a desperate effort to contain spiraling expenditures on an already overstressed social programs, the government has been underpaying fees and services.  Medicare, like Social Security, is in very bad financial shape and rationing is starting to happen.

The quote of the article for me is this:

Mayo’s move to drop Medicare patients may be copied by family doctors, some of whom have stopped accepting new patients from the program, said Lori Heim, president of the American Academy of Family Physicians, in a telephone interview yesterday.

“Many physicians have said, ‘I simply cannot afford to keep taking care of Medicare patients,’” said Heim, a family doctor who practices in Laurinburg, North Carolina. “If you truly know your business costs and you are losing money, it doesn’t make sense to do more of it.”

Basic economics, that.

Medicare is for the elderly and disabled. It is already getting difficult to find doctors that accept it in some areas and that is going to get worse if the above quote is any indication.

Funny how every federally run welfare program is mismanaged.  Knowing that, what sense is there in either expanding Medicare or adding yet another program as Obamacare? 

Being on both Social Security Disability and Medicare, I’ve been sensitive to the growing problems with both.  In fact, I’m planning for the day when I can’t get medical care due to being on Medicare.  I can’t afford to save or go on another plan, so I’ll simply stop going to the doctor when that happens.

I won’t be the only one and things will get very dire in America as the quality of living plummets for many.  We are a graying nation and don’t have enough young people to sustain the system.

Oh yes, we are living in interesting times.

Wednesday, January 06, 2010

Andre “The Hawk” Dawson now Hall of Famer

 

Amidst all the gloomy weather and economic predictions, one ray of light for today.  Andre Dawson was elected to the Baseball Hall of Fame today.  Ever since Ryne Sandberg got in I’d hoped “The Hawk” would be the next Cub MVP to get in.  Watching him play was always a delight and there are vivid memories from then.   The one that stands out is when Eric Show beaned him and knocked him out for a few horrific moments. Winning the National League MVP for a losing team was another highlight as it showed just how dominant he was that year.

But the best memory was seeing him at baseball card convention in La Crosse.  Dawson was always such a serious player and it was very rare to see him smile.  My mother took a hand sewn Cubs flag she’d made to get his autograph and when he saw it a huge smile broke out.  One of these days I’ll get the photo of that smile while he signed the flag scanned into the PC. 

Congratulations to one of baseball’s class acts!

Tuesday, December 29, 2009

Thai Government Expels 4000 Hmong Refugees

It has never been easy for the Hmong people and it has only gotten harder for them since the Vietnam War.  4000 refugees were taken from Huay Nam Khao camp and forcibly repatriated to Laos where they face violence and persecution due to their having fought against the communists who now rule there.  This has struck home nearby, for many Hmong live in the La Crosse, WI area. 

While that article only lists one account of abuse, over on Facebook the group USA Stop the Torture of Hmong Refugees in Thailand claims there was more:

PRESS RELEASE - December 29, 2009


Thais to force more UNHCR-recognized refugees back to Laos


The Thai military has announced its plans to deport the remaining 400 Hmong refugees back to Laos. The majority of them are UNHCR-recognized refugees living in the Lop Buri and Bangkok areas. These forced deportations are planned to take place today and tomorrow under the noses of the UNHCR and foreign diplomatic community. The Thai government continues to blatantly defy well-respected norms of international refugee law by continuing to do this. Just yesterday, the Thai military forced back a group of 158 UNHCR-recognized refugees from Nong Khai jail. The group is reportedly being held at Lom Sat immigration jail in Vientiane.


On Monday, just before the group was forced back to Laos, they were encouraged to return by the U.S., Australian, Canadian and Nederland governments who had told the group they had arranged to have them resettled in third countries shortly after returning to Laos. The group was still unwilling to return to Laos so the Thai military raided the Nong Khai immigration jail with a force of 500 soldiers dragging the refugees onto deportation vehicles. The refugees were outnumbered 4 soldiers to each refugee so were powerless to resist.


Meanwhile, reports of abuse are circulating among some of the recent returnees to Laos, including ill-treatment of a former UNHCR-recognized refugee, Chue Long Her, along with others who were forced back to Laos yesterday by Thai authorities. They were part of a group of 4000 refugees forced back from Huay Nam Khao camp, Petchabun province. A group of 34 leaders in the camp were arrested by the Thai military and reportedly stun guns were used to subdue them as the leaders resisted deportation attempts. They are all on a Lao government political blacklist which was handed down to the Thais earlier this year - another breach in well-respected norms of international refugee law.


Currently, these leaders are being held in Borikhamsai province with no access to third party monitoring.


Joe Davy
Hmong Advocate
Chicago

Sadly, I think the Western governments involved would like the problem to simply go away.  There is little will and no desire to get more involved.  Now it is a wait and see game to find out if the refugees really will be relocated to other countries.

Update on the Auschwitz Sign Theft

It looks like police are investigating my first theory about the theft of the sign (which has been recovered, thankfully).  The current suspicions are that a wealthy Swedish collector hired the petty criminals involved in the heist.  Poland has asked for help from the Swedish government in the investigation.

I swear too many people have more money than sense or morals.  Of course it could turn out that the collector is a neo-Nazi since Sweden has more than a few of them.

Iran Burns 30 Years after the Revolution

A lot of things have happened in Iran during the Shia holiday of Ashura.  We very well could see another revolution or an incredibly bloody crack down by the Islamic government. I’ve been busy with FFT (Forced Family Time) this Christmas weekend and haven’t kept up on posting about what was happening. Now it is almost too much to report.

For the last week there have been extensive demonstrations against the current government, mainly by university students which is reminiscent of how the 1979 revolution that overthrew the Shah began. While there have been many protests since the fraudulent elections, things turned more violent. Attempts to rescue two men being hanged ended up with people being killed and reports the rescued men were shot dead.  There have been many arrests including relatives of powerful politicians and academics.

Let’s start with Michael Totten’s post at Commentary Magazine calling it Iran’s modern equivalent of the Battle of Karbala. In it he explains how the killing of demonstrators during Ashura has created an extremely powerful symbol:

Ashura is a Shia religious holiday, and it is not joyous. It is a day of lamentation that marks the date when the forces of the Umayyad caliph Yazid killed Hussein, son of Ali and grandson of the Prophet Mohammad, during the Battle of Karbala in the year 680. It’s one of the most infamous episodes in the struggle for power that permanently ruptured the house of Islam into its warring Sunni and Shia halves. The Shia – the partisans of Ali and his lineage – have been at war with the Sunnis – those who took the side of Yazid – for thirteen centuries.

Totten goes as far as saying that Iranian religious conservative are turning against the government.  That may explain the report that Ayatollah Khamenei is planning to flee to Russia.  If this is true, things are falling apart quickly.

But will the people of Iran prevail against their government?  Even if they do, will that change relations with the outside world?

My concern is that the Khamenei and Ahmadinejad will use total force to retain power, much like China did in Tiananmen Square twenty years ago.  Beyond that, the Iranian government is saber rattling quite a bit and have let Egypt know they will hit US bases in the Middle East if Israel bombs their nuclear facilities.

Iran is becoming very unstable and anything could happen as a result.  While I wish for the best for those who want more freedom and fair elections I also fear for their lives and those in countries around Iran. As it is, all we can do is wait and watch to see if this truly is a revolution or just a rebellion doomed to fail.

One thing is for sure and that it appears to be the beginning of a civil war.

Rekindling the American Dream

A plan to get America out of the financial crisis.

I normally don’t post material written by others, but when I read this message put out by Hugh Miller I felt it should get more attention.  While I haven’t gotten permission to reprint, the fact he paid money to get into the papers in the first place makes me think he won’t mind.  If he does, I’ll take it down!

REKINDLING THE AMERICAN DREAM

by Hugh Miller, Nov. 30, 2009

Our country is in very serious financial trouble, mortal financial danger, and unless and until we turn it around, quickly,the American Dream will die. But upon reflection it’s even worse than that, for while the death of the American Dream would be tragic enough, the end of America being a safe, stable and good place to live would be cataclysmic.


It’s that serious, and as an impassioned American citizen, very worried about his country, there is an obligation to speak out, as forcefully as possible. Here’s how I see it.


The national debt we are accumulating is both debilitating and unsustainable, and by most standards we are already bankrupt. What this means, in practical terms, is shortly we will not be able to control our own destiny -- others will control it for us. It also means our children, and their children, will not have the same opportunities we had, and in fact will be lucky to find a real job. Further, it means our standard of living declines, rapidly, bringing about extreme and likely violent social unrest. Let me try and explain.


The numbers are staggering and confusing, so I’ll try and state it in terms we can better understand.


Imagine you, Mr. or Mrs. Public, have take-home pay of $27,000 per year. During the year, however, you spend $47,000, $20,000 more than you take home. How can this happen? You charge things you can’t afford and your creditors look the other way. Anyway, you now have a debt of $20,000 you’ll have to pay back over time. You have a real problem, solvable, but unless you get at it, soon, you’ll end up in serious trouble.


Now let’s imagine you suddenly realize you have a second debt of $120,000. That’s on top of the $20,000, so the total you now owe is $140,000. That’s a very big number, more than five times your take-home pay. With a really dedicated approach, and cooperative creditors, your debt is still manageable, but only with extreme discipline and understanding bankers.


Believe it or not it gets worse. Now let’s imagine you’ve just discovered you have a third debt and will owe another $480,000 in just a few years. That’s on top of the $20,000 and the $120,000 for a total of $620,000. That’s more than 22 times your take-home pay, so even if you paid all your take-home pay for 22 straight years you’d still be in debt.


You are beyond out of control; you’re a fiscal catastrophe.


Fortunately most of us don’t live this way, as we live within our means. Unfortunately, however, our favorite uncle does not. No, our Uncle Sam has spent too much in the past, is spending too much now, and will spend too much in the future.


Mr. or Mrs. Public in this example is actually the U.S. government, not with take-home pay and spending in the thousands, which we can all understand, but with take-home pay and spending in the trillions, which most of us cannot understand.


Instead of taking home $27,000, the U.S. government takes home $2.7 trillion dollars. Instead of accumulating debt of $20,000 over the next year, the U.S. government will accumulate debt of $2 trillion dollars over the same period.
Instead of having a second actual debt of $120,000, the U.S. government today has an actual debt of $12 trillion dollars. And instead of discovering you have a third debt of $480,000, the U.S. government has unfunded liabilities, due shortly, of $48 trillion dollars and growing. This would include future payments for Social Security, Medicare pensions, and other obligations.

How can any person live like Mr. or Mrs. Public? The answer is they can’t. How can any government live the same way? The answer is they can’t either. Most Mr. or Mrs. Publics know better and would never put themselves in such a terrible position. Sadly, and certainly shortsightedly, and arguably stupidly, the U.S. government has put our country, and all Americans, in extreme financial peril. Worse, they don’t seem to care.


If we are to solve our problems, we must first understand them, and so we need to step back and realize just how much we have already borrowed from our future and future generations. We are a nation of about 300 million people, and we now have a total debt and unfunded liabilities of about $62 trillion. That’s $200,000 apiece! That’s truly a startling figure, but that’s reality, and that’s the burden we’ve already placed on ourselves. Irresponsible doesn’t begin to describe this travesty.

What should we do? Here is what I would do.

1) First we must immediately come to grips with and try to comprehend the dire financial position we’re in, today. And we must explain that ugly truth to our people, also today.


2) Second, we must stop things from getting any worse. We simply must start living within our means, within our take-home pay, whether it’s $27,000 or $2.7 trillion dollars. In that regard I’d be in favor of an amendment requiring our government balance its budget, every year, except in times of a declared war. Until that happens, I’d balance the budget anyway.


3) We don’t take in too little, we spend too much -- much too much. Since 1999 to the present the U.S. government has taken in, on average, 4% more per year. Unfortunately, during that same time frame, they have spent, on average, 9.2% more each year.


Simply put we must cut spending, drastically, tough and unpopular as that may be. The alternative is worse, much worse. Taxing businesses or other job creators is not the answer and will make the deficit worse while increasing unemployment.


Sacrifice will be required by all of us, and it must be done fairly, and that’s as it should be. But whatever policies emerge must not be done at the expense of growth, for that would be counterproductive. After World War II we also had a huge debt, but strong economic growth made it much easier to handle that debt. And the reverse is true, the lower the growth the harder it is to pay back debt.


4) Any new spending programs should be shelved until we have a real plan for fiscal solvency. It’s like redecorating your living room while a fire is blazing in your basement. Put the fire out first, completely, before you even begin to think about redecorating.

Our first order of business, by far, is to put out the fire in our basement. Unless and until we fully extinguish that fire we won’t have a house to live in anyway.


5) Both the second debts, $120,000 for Mr. and Mrs. Public and $12 trillion dollars for the U.S., and the third debts, $480,000 for Mr. and Mrs. Public and $48 trillion dollars for the U.S., must be dealt with, now. Aggressive repayment and other appropriate procedures, in a bipartisan way, must be implemented immediately. We either solve these problems, together, or we die, financially at least, together. We have no choice, it must be done.


6) Lastly, but certainly not least, we must start rekindling the American spirit, which once was so great, and inspired our ancestors to come here in the first place. That same spirit turned this country into a great world power, largely by way of American manufacturing, American education, and American entrepreneurialism.


Today that would seem far less likely, as that American spirit is missing. We live in a highly competitive global society, and, sadly, America not only has a fiscal nightmare it has also lost its competitive edge in manufacturing, in K-12 education, particularly math and science, and in entrepreneurialism.

While our first order of business is digging ourselves out of our self-inflicted financial hole, simultaneously we must also start solving our manufacturing, educational, and entrepreneurial problems. By doing that we make ourselves globally competitive and give ourselves a chance to win. By not doing so we lose.


Those six things are keys to solving our problems and laying the foundation for a successful future. It will be difficult and painful, but it can be done and it must be done.


I often think of my grandfather, who like many others came here with little more than the shirt on his back. But those brave souls also brought with them a dream, a dream of making a better life for themselves in their new country, America -- the American Dream. And they did. I’ve little doubt my grandfather never heard of, let alone understood, the term entrepreneur. But nevertheless he was one, and mainly by hard work and sheer determination established a business, made life better for his family and his community, and created opportunities for others along the way. He lived the American Dream.


Would he be able to do so today? He certainly was strong and determined and his wife even more so, but I’m not so sure, in fact I doubt it -- there simply are too many roadblocks. Would he even want to come here today? I’m not so sure of that either, and that, to me at least, is really sad.


Minus that entrepreneurial spirit our economy won’t grow, jobs won’t be created, and we’ll start to experience an increasingly rapid decline in our standard of living. If we are to recover, it’s entrepreneurs who will lead that recovery. Accordingly they must be encouraged, not discouraged.


This looming catastrophe hasn’t happened overnight, but clearly it has accelerated rapidly this past year. We’ve trusted our politicians to do the right things, and clearly they’ve betrayed that trust. You might give them the benefit of the doubt by saying they don’t understand the problems, but if that’s the case they should find another line of work.


Rather than playing the blame game, however, and God knows there’s plenty of blame to spread around going back many years, let’s take the positive approach and just start solving the problems.


Quite frankly we have a mess, actually messes, almost beyond description, and they become increasingly unsolvable the longer we wait. We must start attacking them today. But it’s going to take a unified, bipartisan approach, starting right now.


From a personal perspective I would greatly prefer not to be the one highlighting these extremely unpleasant issues. However as an American citizen, very worried about his country, and very worried about the future of his children, and someday their children, and all other people’s children, there is no choice -- it must be done. There is, in fact, an obligation.


We can rekindle the American Dream, and we must, but we must get going. Our grandfathers and fathers would want it that way. Our children and grandchildren will be forever thankful.


Hugh Miller
President and CEO
RTP Company

Wednesday, December 23, 2009

What Recovery?

I find it fascinating how government agencies such as the Commerce Department fudges numbers for media consumption. They put out projected numbers that are usually rosy and then revise them downward after the media has forgotten about them. Somehow we’ve gone from a 3rd quarter figure of 3.5% growth to 2.8%  to 2.2% in three months!

Captain Ed has a great dissection of the announcement and explains how even the 2.2% is inflated by the Cash for Clunkers and new home owners tax credit stunts. Without those the growth was 0.7% and I have to wonder if even that happened. I don’t think things can be hidden forever when people are losing jobs and pay raises. 

Then there are the disastrous home sales figures that came out today.  A rise of 6.2% in sales was expected for November. Instead, they fell 11.3%.  I think this is the quote of the article:

November’s performance was a “hangover from the tax-credit-induced binge in the July thru October period," Peter Boockvar, market strategist at Miller Tabak, wrote in a note.

I think both ugly figures show the perils of government based stimulus efforts.  All the Feds can do is create a short term artificial bounce and that obscures the systemic problems at the core.  It looks good politically and might even get a country through a small recession, but it does nothing to solve the underlying weaknesses.  In this case, it may have done more harm by generating false expectations -- if not more credit bubbles.

Adding to the problem is the way the media portrays sales as increasing by only talking about month to month sales.  Comparing sales by year to year in the same period, things are not good.  Even the anemic 1.3% growth for November sales is from October.  This Gallup survey says holiday spending is actually down 22% from 2008, which was considered a very bad year. If the consumer is all we have to pull us out of the recession, we are in very bad trouble.

It seems we have a great many proverbial Nero’s fiddling while the American economy burns.  Bluntly, it probably already too late to do anything.  We are in for another major fall in 2010.